How Important is Your Credit Score for a Mortgage?
[I]f you are looking at buying a home, you may know that your credit score will play a key role in whether you are approved or not. However, you may not be sure how sure how important it is and if...
View ArticleRecognizing Email Scams to Protect Your Credit
[M]ost people today are pretty computer and internet savvy. They have heard about the attacks on major retailers and know the importance of protecting private information. However, many people are not...
View ArticleQuick Ways to Improve Your Credit Score
[I]mproving a bad credit score often takes time. It can take years to completely rebuild a credit score that dropped from excellent to poor. However, a few actions can help you see improvement right...
View ArticleWhat It Means to Have a Good Credit Score
[I]f you are trying to get a home or auto loan, you know how important a good credit score is. It can mean the difference of getting a good interest rate or even getting approved at all. But what else...
View ArticleWhat to Do When You Plan to Marry Someone With a Lot of Debt
[W]hen you start planning to get married, you have a lot to think about. There are all of the wedding plans, the decision about the honeymoon location and even where you will live and what “stuff” you...
View ArticleHow To Live Within Your Means
[A]merican consumers today have a huge amount of credit card debt. The numbers climb each year as people increasingly turn to plastic to finance their purchases. In fact, the most recent numbers from...
View ArticleWhy Maintaining Your Credit is Harder than Improving It
[Y]ou get the notice in the mail that says your 30 days past due on a credit card. You can’t believe you forgot to make the last payment, and you know it dinged your credit. You had the money; you just...
View ArticleWhat to Expect with VantageScore 4.0
[V]antageScore announced it would have the latest version of its credit scoring model out for use sometime in the fall of 2017. Several updates expect to more accurately measure a person’s credit...
View ArticleWhy Credit Scores Matter and What They Mean
[Y]ou hear a lot about credit scores when you’re applying for a loan or credit card. You may also hear about good credit and bad credit when you get insurance or rent a vehicle or apartment. With all...
View ArticleIs a Perfect or Perfectly Bad Credit Score Possible?
[T]he FICO credit score has a range of 300 to 850 and is the most used scoring model for most lenders. Other scores are similar with a range close to the FICO one. You may wonder if obtaining either...
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